Every security insurance policy requires different coverages with unique needs. It would help if you tailor a policy specific to your security company that can include (but is certainly not limited to) any of the following coverages:

A) General Liability

B) Professional Liability

C) Incidental Medical Malpractice

D) Assault & Battery

E) Client Property coverage

F) Crime coverage

G) Auto Liability for patrol services

H) Abuse & Molestation

I) Lost Key Coverage (Client Re-Key Costs)

J) False Arrest

K) Umbrella/Excess Liability

L) Workers Compensation

Security guards put themselves between outside threats and the people and property they are hired to protect. Unfortunately, these professional heroes have their work cut out for them, as there’s no shortage of risks surrounding this profession, from assault claims by overzealous security guards and workplace injuries to false arrests, which can open up liability issues depending on where you live. All these things need to be considered before purchasing your own insurance policy.

The risk exposures differ for each security company. In order to have the best insurance protection, you’ll want to talk with an insurance agent who understands the security guard insurance market. We help insure security companies and can help provide you with security insurance coverage that fits your specific needs. We would love to work with your security company. Contact us today!