They help people pay for their share of the costs for health care services covered by Medicare. Those costs include:

A set amount is called a deductible you pay before Medicare starts paying. Medicare has two deductibles:

One for Part A, which covers hospital services, and

One for Part B, which covers medical services.

Hospital expenses are applied after you meet your Part A deductible. Medicare pays your expenses for the first 60 days you’re in the hospital.

A portion of the cost of most services after you meet your Part B deductible. Medicare pays 80 percent of your costs. You pay the other 20 percent.

With most Medicare supplement plans, you can go to any doctor or hospital that accepts Medicare. You’ll give them your Medicare card and your supplement plan ID card.

Original Medicare will pay its share. Your supplement plan will pay your share of the costs, depending on what the plan covers. It may also coordinate payment with Medicare and your health care providers. That means you won’t have to bother with claim filing or paperwork.

Medicare and the options around it can get confusing. So connect with us today if you have any questions about Medicare and Medicare Supplement Insurance.