Motorcycle insurance benefits you, your bike, and others on the road. The different types of motorcycle insurance policies include:

Liability Insurance – Covers bodily injury and property damage you may cause to others in an accident. However, it does not cover your own injuries or damage to your motorcycle.

Motorcycle Collision Insurance – Pays for damage to your motorcycle if you collide with another vehicle. Your insurance company covers the damages (up to the book value of your bike before the accident) minus your deductible.

Comprehensive Coverage – Covers non-collision-related damages, such as fire, theft, or vandalism. Like collision coverage, the insurer pays for damages minus your deductible, based on the motorcycle's book value.

Coverage for Customized Motorcycle Parts – Many standard comprehensive and collision policies only cover factory parts or limit coverage on custom modifications.

Uninsured/Underinsured Motorist (UM/UIM) Coverage – Pays for damages to you and your property if another driver has no insurance (uninsured) or insufficient coverage (underinsured). UM/UIM policies often cover medical expenses, lost wages, and sometimes property damage.

Special Coverages:
- Accessories Coverage
- Helmet Coverage
- Emergency Roadside Service

As a motorcycle rider, you should always exercise caution and responsibility on the road, considering your life, your bike, and the safety of others. Motorcycle insurance is a critical safeguard that protects you against financial loss if you're in an accident.

Here’s why maintaining motorcycle insurance is essential:

* Medical Bills Can Pile Up
* Injury to Others
* Collision Coverage
* Total Loss Policies

Protect Yourself and Your Ride
With customized coverage options, you can ensure you're fully protected while enjoying the open road. Many coverages are available, and it’s essential to understand your options. Unsure which policies are the best fit for you and your motorcycle? Contact us today, and we’ll help you find the right coverage for your needs!