There are two primary types of sinkhole insurance:

Sinkhole Loss Coverage – This is an insurance endorsement that typically covers man-made sinkholes, such as those caused by mining operations. However, it may not cover naturally occurring sinkholes.

Catastrophic Ground Collapse Coverage – This protects your home if it falls into a sinkhole, causing irreparable foundation damage. To qualify for this coverage, your home must be condemned by a local government agency.

Sinkholes are unpredictable and can cause significant property damage. It is important to research your area to determine whether you live in a high-risk zone prone to sinkholes. If you do, sinkhole insurance can be crucial to protecting your home and belongings.

Preparation is key—even if you have never experienced a sinkhole before, it’s best to insure your home against unexpected disasters.

If a sinkhole damages your property, navigating the insurance process can be overwhelming. Let us handle the hassle for you. Talk to us today to learn more about sinkhole insurance coverage and how to safeguard your home!